Privacy Policy

Privacy Policy

Your Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

Google Adsense and the DoubleClick DART Cookie
Google, as a third party advertisement vendor, uses cookies to serve ads on this site. The use of DART cookies by Google enables them to serve adverts to visitors that are based on their visits to this website as well as other sites on the internet.

To opt out of the DART cookies you may visit the Google ad and content network privacy policy at the following url Tracking of users through the DART cookie mechanisms are subject to Google’s own privacy policies.

Other Third Party ad servers or ad networks may also use cookies to track users activities on this website to measure advertisement effectiveness and other reasons that will be provided in their own privacy policies, has no access or control over these cookies that may be used by third party advertisers.

Collection of Personal Information
When visiting, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track users movement and gather broad demographic information for internal use. Most importantly, any recorded IP addresses are not linked to personally identifiable information.

Links to third party Websites
We have included links on this site for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from our own.

Changes to this Privacy Statement
The contents of this statement may be altered at any time, at our discretion.

If you have any questions regarding the privacy policy of then you may contact us at

This privacy policy was generated by the Easy Privacy Policy plugin for WordPress.

S.A.F.E. Act Policy Secure and Fair Enforcement for Mortgage Licensing Act It is the policy of Berkshire Lending to comply with the interagency rules implementing the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act, 12 CFR 365, FDIC). All consumer purpose loans secured by a mortgage, deed of trust or other equivalent consensual security interest on a dwelling are subject to this act. This includes junior liens, home equity lines of credit and construction loans as well as purchase loans, refinances and reverse mortgages. Modifications and refinancing can be covered depending upon the actual transaction; if the individual undertakes activities of a mortgage loan originator, then the modification or refinancing will be covered by the S.A.F.E. Act. Commercial loans are not subject to the S.A.F.E. Act. The Director of Licensing and Compliance will manage the compliance with the S.A.F.E. Act. The Director ensure that all employees who must be registered as Mortgage Loan Originators (MLOs) are properly licensed and such licenses are renewed properly while that individual is an employee of Berkshire Lending. The Director of Licensing and Compliance must also: • Identify all employees who meet the definition of Mortgage Loan Originator (MLO) • Develop procedures for S.A.F.E. Act compliance including processing of background checks on new hires for MLO positions; • License Berkshire Lending with the Nationwide Mortgage Licensing System and Registry (Registry) according to procedures established by the Registry and state regulators • License all MLOs employed by the Berkshire Lending after processing background checks, and • Monitor for changes to personal data (change of address, etc), submitting such changes to the Registry. The Director of Licensing and Compliance is authorized to designate employees of the Berkshire Lending, who may not act as MLOs, to assist with data entry of Berkshire Lending and MLO information to the Registry and monitor for changes. Mortgage Loan Originator means an individual who: • Takes a residential mortgage loan application, and • Offers or negotiates terms of a residential mortgage loan for compensation or gain. MLO does not include: • An individual who performs purely administrative or clerical tasks on behalf of a MLO, or